Which statement describes the transfer of title under the Torrens system?

• A. Title is conveyed only when conveyance is registered on the title certificate.
• B. Registration is required before any transfer can occur.
• C. Title transfers automatically when possession changes.
• D. Unrecorded encumbrances can cloud Torrens title.

Answer: (A)

In the Torrens system, ownership passes only when the conveyance is registered on the title certificate kept by the land registry. The title certificate is the official record that proves who owns the land, and registration is the act that actually transfers title to the new owner. Possession or simply signing a deed does not by itself transfer ownership; the transfer becomes effective when it is registered. Unrecorded encumbrances generally do not cloud the Torrens title because the holder’s rights are determined by what is recorded on the register, and the title is insured against most prior claims once properly registered.